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Free Book Tells You 12 Secrets of Better Cash Flow - Our Receivable Factoring Company Can Give
Your Truck Company The Cash You Want

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Medium-Size freight brokerage businesses, especially those who have not been around for really long, will frequently find it hard to secure a loan. Banks are often reluctant to provide cash to companies that do not have a lot of income and properties. They likewise want evidence of the practicality of a business and hence require that most operations, specifically little ones, been around for a certain amount of time prior to they want to turn over any money. Because of this, a small company typically has a couple of money producing alternatives when requires occur. One choice offered, however often neglected, is invoice factoring. This is an excellent method for a medium-size business to obtain cash.

 

 

 

 

 

 

 

Business Owners! Want Quick Curls? - Choose An Invoice Factoring Company Instead Of A Typical Bank Financing

Exactly how to Increase Money Flow Without Borrowing -Cash Money flow is among the main reasons companies fail.

At one time or another, every company, even effective ones, have actually experienced poor money flow.

Money flow does not have to be an issue any ever more. Do not be fooled -- banks are not the only locations you can get financing. Other options are offered and you do not have to borrow. Exactly what is truck factoring ? One solution is called truck factoring. Trucking Factoring is the process of selling invoices to an investor rather than waiting to gather the cash from the client. Oh, the Irony- Trucking factoring has an ironic distinction: It is the monetary backbone of many of America's most successful companies. Why is this paradoxical ? Because commercial factoring is not taught in business colleges, is rarely mentioned in business plans and is relatively unknown to bulk of most of American business people.

Yet it is a financial procedure that frees billions of dollars every year, enabling countless companies to grow and succeed. Staffing Factoring has been around for thousands of years. Trucking Factoring Companies are financiers who pay money for the right to receive the future payments on your invoices. An overdue receivable or invoice has value. It is a financial obligation your client has actually to pay in the near future. Factoring Principals--Although factoring offers exclusively with business-to-business deals, a large percentage of the retail business uses a factoring principal. MasterCard, Visa, and American Express all use a form of factoring in their retail deals. Utilizing the purest meaning of the word, these large customer finance business are truly just big Receivable Financing Companies of consumer paper. Consider it: You make a purchase at Sears and charge it to your MasterCard. The store makes money practically immediately, even though you do not make payment until you are prepared.

For this service, the charge card company charges XYZ Store a fee (typical common normal charges vary from two to 4 percent of the sale). The Advantages Accounts Receivable Factoring can provide many benefits to cash-hungry business. Rather than wait 30, 60, 90 days or longer for payment on a product that has actually already been provided, a business can factor (sell) its receivables for money at a small discount off the amount of the invoice. Payroll, marketing efforts, and working capital are simply a few of the company requirements that can be satisfied with instant  cash.

Factoring offers the ways for a producer to replenish inventory and make even more items to offer: There is no longer a need to wait for earlier sales to be paid. FACTORING is not simply a money management device for manufacturers: Almost any kind company can benefit from Staffing Factoring. Typically, a company that extends credit will have 10 to 20 percent of its yearly sales bound in accounts receivable at any given time. Think for a moment about how much is tied up in 60 days' worth of invoices: You can not pay the power bill or today s payroll with a client s invoice, however you can offer that invoice for the money to satisfy those responsibilities. Using trucking factoring companies is a fast and easy procedure. The factor purchases the invoice at a price cut, typically a couple of portion points less than the face value of the invoice.

 

 

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"

Columbia is the state capital and largest city in the State of South Carolina.The population was 129,272 according to the 2010 census. The 2013 United States Census estimates put the city at 133,358. Columbia is the county seat of Richland County, but a portion of the city extends into neighboring Lexington County. The city is the center of a metropolitan statistical area of 793,779, the second-largest within the state. The name ""Columbia"" was a poetic term for the Americas derived from Christopher Columbus.Located 13 miles (21 km) northwest of South Carolina's geographic center, Columbia is the primary city of the Midlands region of South Carolina, which comprises several counties in the central portion of the state. The city lies at the couence of two rivers, the Saluda and the Broad, which merge at Columbia to form the Congaree River, which is popular with paddlers and kayakers in the area. The state's flagship and largest university, the University of South Carolina, is located in Columbia. In 1860, the city was the location of the South Carolina Secession Convention, which marked the departure of the first state from the Union in the events leading up to the Civil War.Columbia enjoys a diversified economy, with the major employers in the area being South Carolina state government, the Health hospital system, Shield of South Carolina, Palmetto GBA, and the University of South Carolina. The corporate headquarters of Fortune 1000 energy company, NA, are located in the Columbia suburb of Cayce. Other major employers in the Columbia area include Sciences Corporation, Fort Jackson, the U.S. Army's largest and most active initial entry training installation, Richland School District One, Humana/TriCare, and theParcel Service, which operates its Southeastern Regional Hub at the Columbia Metropolitan Airport. Major manufacturers such as and Technology have facilities in the Columbia area. There are over 70 foreign affiliated companies and fourteen Fortune 500 companies in the region. The gross domestic product (GDP) of the Columbia metropolitan statistical area as of 2010 was $31.97 billion, the highest among MSAs in the state.

 

Charleston is the oldest and second-largest city in the State of South Carolina, the county seat of Charleston County, and the principal city in the Charleston�North Charleston�Summerville Metropolitan Statistical Area. The city lies just south of the geographical midpoint of South Carolina's coastline and is located on Charleston Harbor, an inlet of the Atlantic Ocean formed by the couence of the Ashley and Cooper rivers, or, as is locally expressed, ""where the Cooper and Ashley Rivers come together to form the Atlantic Ocean"".Founded in 1670 as Charles Towne in honor of King Charles II of England, Charleston adopted its present name in 1783. It moved to its present location on Oyster Point in 1680 from a location on the west bank of the Ashley River known as Albemarle Point. By 1690, Charles Towne was the fifth-largest city in North America, and it remained among the ten largest cities in the United States through the 1840 census. With a 2010 census population of 120,083 (and a 2013 estimate of 127,999), current trends put Charleston as the fastest-growing municipality in South Carolina. The population of the Charleston Metropolitan area, comprising Berkeley, Charleston and Dorchester counties, was counted by the 2013 estimate at 712,220 � the third largest in the state � and the 76th-largest metropolitan statistical area in the United States.Known for its rich history, well-preserved architecture, distinguished restaurants, and mannerly people, Charleston has received a large number of accolades, including ""America's Most Friendly [City]"" by Travel + Leisure in 2011 and in 2013 and 2014 by Cond� Nast Traveler, and also ""the most polite and hospitable city in America"" by Southern Living magazine.

 

North Charleston is the third-largest city in the U.S. state of South Carolina, with incorporated areas in Berkeley, Charleston, and Dorchester counties. On June 12, 1972, the city of North Charleston incorporated and was the ninth-largest city in South Carolina. As of the 2010 Census, North Charleston had a population of 97,471, growing to an estimated population of 104,054 in 2013, and with a current area of more than 76.6 square miles (198.5 km2). As defined by the U.S. Office of Management and Budget, for use by the U.S. Census Bureau and other U.S. Government agencies for statistical purposes only, North Charleston is included within the Charleston�North Charleston�Summerville metropolitan area and the Charleston-North Charleston urban area. North Charleston is one of the state's major industrial centers and is the state's top city in gross retail sales.

 

Mount Pleasant is a large suburban town in Charleston County, South Carolina, United States. As defined by the U.S. Office of Management and Budget, and used by the U.S. Census Bureau for statistical purposes only, Mount Pleasant is included within the Charleston � North Charleston � Summerville metropolitan area and the Charleston-North Charleston urban area. It is the fourth-largest municipality in South Carolina, and for several years it was one of the state's fastest-growing areas, doubling in population between 1990 and 2000. The population was 67,843 at the 2010 census. Mount Pleasant is included within the Charleston-North Charleston Urbanized Area and is the 3rd-largest municipality in this metro area, behind Charleston and North Charleston.At the foot of the Arthur Ravenel Bridge is Patriot's Point, a naval and maritime museum, home to the World War II aircraft carrier USS Yorktown, which is now a museum ship. The Ravenel Bridge, an eight-lane highway that was completed in 2005, spans the Cooper River and links the town of Mount Pleasant with the City of Charleston.

 

Rock Hill is the largest city in York County, South Carolina and the fifth-largest city in the state. It is also the fourth-largest city of the Charlotte metropolitan area, behind Charlotte, Concord, and Gastonia (all located in North Carolina, unlike Rock Hill). The population was 66,154 as of the 2010 Census.Rock Hill is located approximately 25 miles (40 km) south of Charlotte and approximately 70 miles (110 km) north of Columbia.Rock Hill's economy was once dominated by the textile industry, but the restructuring of that industry in moving jobs overseas has caused a decline in the local economy. The median income for a household in the city was $37,336, and the median income for a family was $45,697. Males had a median income of $32,156 versus $24,181 for females. The per capita income for the city was $18,929. About 9.7% of families and 14.0% of the population were below the poverty line, including 16.2% of those under age 18 and 12.0% of those age 65 or over. The unemployment rate of the city was 8.7 percent and 11,874 of the 71,459 residents lived and worked in the city with a daytime population change of +5,208 as of March 2011. The city is transitioning to a retail and manufacturing economy, and has been working to attract national and global companies.

 

Greenville (/'gri?nv?l/; locally /'gri?nv?l/) is the seat of Greenville County in tate South Carolina, United States. The city's mayor is Knox White, who has served as the mayor of Greenville since December 1995. With a population of 61,397 as of 2013, it is the sixth-largest municipality in the state. While having a small city population, its urban population was 400,492 as of 2010, making it the third-largest urban area in South Carolina as well as the fastest growing. Greenville is the largest city in the Greenville-Anderson-Mauldin Metropolitan Statistical Area. The MSA had a population of 850,965 in 2013, making it the largest in South Carolina.Greenville is the largest city in the Greenville-Spartanburg-Anderson Combined Statistical Area. According to GSA Business Market Facts, the CSA had a population of 1,438,550 as of 2013, putting it in the position of largest in the state. The CSA, a 10-county region of northwestern South Carolina, is known as ""The tate"". Greenville is located approximately halfway between Atlanta, Georgia and Charlotte, North Carolina along Interstate 85, and its metropolitan area also includes Interstates 185 and 385.Greenville has gained recognition in various national publications such as CNN Money, which ranked Greenville as one of the ""Top 10 Fastest Growing Cities in the U.S."" Bloomberg named Greenville the 3rd Strongest Job Market, 2010; and Forbes named Greenville the 13th Best City for Young Professionals. Additionally, the state of South Carolina has been ranked within the top 10 fastest-growing states and economies by the U.S. Commerce Department.Greenville's economy was formerly based largely on textile manufacturing, and the city was long known as ""The Textile Capital of the World."" In the last few decades, favorable wages and tax benefits have lured foreign companies to invest heavily in the area. The city is the North American headquarters for Lighting, PerceptIS, andhelin, and has offices for W. In 2003, the International Center for Automotive Research was created, establishing CUICAR as the new model for automotive research. The Center for Emerging Technologies in mobility and energy was opened in 2011, hosting a number of companies in leading edge R&D and the headquarters for Automotive.

 

Summerville is a town in the U.S. state of South Carolina situated mostly in Dorchester County with small portions in Berkeley, and Charleston counties. It is part of the Charleston-North Charleston-Summerville Metropolitan Statistical Area. The population of Summerville at the 2010 census was 43,392, and the estimated population was 44,719 as of July 1, 2013.

 

Sumter /'s?mt?r/ is the county seat of Sumter County, South Carolina, United States. Known as the Sumter Metropolitan Statistical Area, the namesake county adjoins Clarendon and Lee to form the core of Sumter-Lee-Clarendon tri-county area of South Carolina, an area that includes the three counties in the east central Piedmont. The U.S. Census Bureau estimated the city's population was 39,643 at the 2000 census. The 2010 census puts the city at 40,524.

 

Hilton Head Island, sometimes referred to as simply Hilton Head, is a Lowcountry resort town located on an island of the same name in Beaufort County, South Carolina, United States. It is 20 miles (32 km) northeast of Savannah, Georgia, and 95 miles (153 km) southwest of Charleston. The island gets its name from Captain William Hilton. In 1663, Hilton identified a headland near the entrance to Port Royal Sound, which he named ""Hilton's Head"" after himself. The island features 12 miles (19 km) of beachfront on the Atlantic Ocean and is a popular vacation destination. In 2004, an estimated 2.25 million visitors pumped more than $1.5 billion into the local economy. The year-round population was 37,099 at the 2010 census, although during the peak of summer vacation season the population can swell to 275,000. Over the past decade, the island's population growth rate was 32%. Hilton Head Island is a primary city within the Hilton Head Island-Bluffton-Beaufort, SC Metropolitan Statistical Area.The island has a rich history that started with seasonal occupation by native Americans thousands of years ago, and continued with European exploration and the Sea Island Cotton trade. It became an important base of operations for the Union blockade of the Southern ports during the Civil War. Once the island fell to Union troops, hundreds of ex-slaves flocked to Hilton Head, which is still home to many ""native islanders"", many of whom are descendants of freed slaves known as the Gullah (or Geechee) who have managed to hold onto much of their ethnic and cultural identity. Hilton Head Island in the summer of 2012The Town of Hilton Head Island incorporated as a municipality in 1983 and is well known for its eco-friendly development. The town's Natural Resources Division enforces the Land Management Ordinance which minimizes the impact of development and governs the style of buildings and how they are situated amongst existing trees.[9] As a result, Hilton Head Island enjoys an unusual amount of tree cover relative to the amount of development.[10] Approximately 70% of the island, including most of the tourist areas, is located inside gated communities.[11] However, the town maintains several public beach access points, including one for the exclusive use of town residents, who have approved several multi-million dollar land-buying bond referendums to control commercial growth.[12]Hilton Head Island offers an unusual number of cultural opportunities for a community its size, including Broadway-quality plays at the Arts Center of Coastal Carolina, the 120-member full chorus of the Hilton Head Choral Society, the highly rated Hilton Head Symphony Orchestra, the largest annual outdoor, tented wine tasting event on the east coast, and several other annual community festivals. It also hosts the Heritage Golf Classic, a Tour tournament played on the Harbour Town Golf Links in Sea Pines Resort.[13]According to Hilton Head Island's 2013 Comprehensive Annual Financial Report,[85] the top employers in the town are:

 

Spartanburg is the largest city in and the county seat of Spartanburg County, South Carolina, United States, and the twelfth largest city by population in the state. Spartanburg has a municipal population of 37,013 and an urban population of 180,786 at the 2010 census. The Spartanburg Metropolitan Statistical Area, corresponding to Spartanburg County and Union County had a population of 316,997 as of the 2012 census estimate and Revised Delineations of Metropolitan Statistical Areas.Spartanburg is the second-largest city in the greater Greenville-Spartanburg-Anderson Combined Statistical Area which had a population of 1,266,995 at the 2010 census. It is part of a 10-county region of northwestern South Carolina known as ""The tate,"" and is located 98 miles (158 km) northwest of Columbia, 80 miles (130 km) west of Charlotte, North Carolina, and about 190 miles (310 km) northeast of Atlanta, Georgia.Within the past decade, developers and community leaders have spearheaded an effort to revitalize Spartanburg's downtown commercial district. This has resulted in a remodeling of Morgan Square, the restoration of a number of historic structures and the relocation of several businesses and company headquarters to the downtown vicinity. Some of these new developments include a nine-floor, 240-room Marriott, the headquarters of America, and the headquarters of QS/1 Data Systems. The world headquarters of restaurants is also located in downtown Spartanburg. Numerous other smaller businesses such as ockers Brewing Company have also moved downtown as a result of this community-wide effort.

 

Florence /'fl?r?ns/ is a city located in Florence County, South Carolina, United States. The city is the county seat of the Florence County and the primary city within the Florence metropolitan area. The area forms the core of the historical ""Pee Dee"" region of South Carolina, which includes the eight counties of northeastern South Carolina, along with sections of southeastern North Carolina. The U.S. Census Bureau estimated the city's population at 37,326, representing an increase of .7 percent.In 1965, Florence was named an All-American City, presented by the National Civic . The city was founded as a railroad hub and became the junction of three major railroad systems, including the Wilmington and Manchester, the Northeastern, and the Cheraw and Darlington. As of 2013[update], the city retains its status as a major hub, both for industry and infrastructure, while establishing itself as a regional center for business, medicine, culture and finance.During the latter part of the 20th century and early 21st century, Florence's economy was transformed from based largely on rail and farming into a diversified economy as the major commerce, finance, rail and trucking services, health care, and industrial center of the Eastern Carolinas.[14] There are over 9 foreign affiliated companies and fourteen Fortune 500 companies in the region. The gross domestic product (GDP) of the Florence metropolitan statistical area as of 2009 was $6.8 billion, one of the highest among MSAs in the state.[15]

 

Goose Creek is a city in Berkeley County in the U.S. state of South Carolina. The population was 35,938 at the 2010 census. Most of the Naval Weapons Station Charleston is in Goose Creek. As defined by the U.S. Office of Management and Budget, and used only by the U.S. Census Bureau and other Federal agencies for statistical purposes, Goose Creek is included within the Charleston-North Charleston-Summerville metropolitan area and the Charleston-North Charleston Urbanized Area.

 

Founded in 1835, the city of Aiken was named after William Aiken, the president of the South Carolina Railroad. The town is the county seat of Aiken County, South Carolina, United States, which was formed in 1871 from parts of Orangeburg, Lexington, Edgefield, and Barnwell counties. With Augusta, Georgia, it is one of the two largest cities of the Central Savannah River Area. It is part of the Augusta-Richmond County Metropolitan Statistical Area. Aiken is home to the University of South Carolina at Aiken. The population was 29,494 at the 2010 census. Aiken was recognized with the All-America City Award in 1997 by the National Civic .

 

Myrtle Beach /'m?rt?l'bi?t?/ is a coastal city on the east coast of the United States in Horry County, South Carolina. It is situated on the center of a large and continuous stretch of beach known as the Grand Strand in northeastern South Carolina.Myrtle Beach is one of the major centers of tourism in the United States because of the city's warm subtropical climate and extensive beaches, attracting an estimated 14 million visitors each spring/summer/fall. As of the 2012 census, the population of the city was 28,292, with the Myrtle Beach metropolitan area population at 465,391 according to the 2013 census.Myrtle Beach's economy is dominated by the tourist industry[citation needed], with tourism bringing in millions of dollars each year[citation needed]. Hotels, motels, resorts, restaurants, attractions, and retail developments exist in abundance to service visitors.

 

Anderson is a city in and the county seat of Anderson County, South Carolina, United States. The population was 26,686 at the 2010 census, and the city was the center of an urbanized area of 75,702. It is one of the principal cities in the Greenville-Mauldin-Anderson Metropolitan Statistical Area, contiguous with Anderson County, which had a population of 187,126 at the 2010 census. It is further included in the larger Greenville-Spartanburg-Anderson, South Carolina Combined Statistical Area, with a total population of 1,266,995, at the 2010 census. Anderson is just off Interstate 85 and is 120 miles (190 km) from Atlanta and 140 miles (230 km) from Charlotte.Anderson is the smallest of the three primary cities that makes up the tate region and is nicknamed ""The Electric City"" and ""The Friendliest City in South Carolina"". Anderson's spirit and quality of life have earned national recognition as Anderson County was named an ""All-America City"" in 2000.Anderson is the home of Anderson University, a selective private comprehensive university of approximately 3,000 undergraduate and graduate students.Anderson's economy revolves around manufacturing. Anderson has over 230 manufacturers, including 22 international companies. In the county, Anderson has a thriving business climate. The top major industries in Anderson include manufacturers of automotive products, metal products, industrial machinery, plastics, publishing, and textiles. Two industries that many times interconnect are the plastic and automotive sectors. There are more than 27 W suppliers in the tate region, which is recognized internationally as an automotive supplier hub. The plastics industry has a strong presence in the tate, with 244 plastic companies located within the 10 counties of the state's northwest corner. Anderson County, in particular, has 11 automotive suppliers and is a major player in the plastic industry, with 27 plastics companies located within its borders. It has one unionized company in the area.

 

Motto: ""A Great Place to Live, Work, and Play"" The official mark for the City of Greer, SCLocation of Greer, South CarolinaGreer is a city between Greenville and Spartanburg counties in the US state of South Carolina. The population was 27,167 as of 2013. It is projected to hit 30,000 within 4 years.[citation needed] Each day, more than three times that number of people pass through the city on the two highways which run through the city. The Greenville County portion of Greer is part of the Greenville�Anderson�Mauldin Metropolitan Statistical Area, while the Spartanburg County portion is part of the Spartanburg Metropolitan Statistical Area. The city is additionally part of the Greenville-Spartanburg-Anderson, SC Combined Statistical Area in tate South Carolina.Greer is adjacent to Greenville-Spartanburg International Airport (GSP), which serves Greenville, Spartanburg, and the tate. Greer is also the site of the onlyMW manufacturing facility in North America. According to a June 2005 article in The ville News,MW's Greer plant employs about 4,600 workers, and has attracted dozens of suppliers in South Carolina, providing jobs for more than 12,000 workers. Greer also is home to the South Carolina Inland Port, an intermodal facility that receives and sends containers by rail to the Port of Charleston.

 

Mauldin is a small city in Greenville County, South Carolina, United States. The population was 15,224 at the 2000 census. It is a principal city of the Greenville�Mauldin�Easley Metropolitan Statistical Area.The supermarket chain BI-LO once had its headquarters in Mauldin.

 

Greenwood is a small city in and the county seat of Greenwood County, South Carolina, United States. The population was 23,222 at the 2010 census.Greenwood also houses several large industries, including:

 

North Augusta is a city in Aiken County, South Carolina, United States, on the north bank of the Savannah River. The population was 21,348 at the 2010 census. The city is included in the Central Savannah River Area (CSRA) and is part of the Augusta, Georgia metropolitan area.

 

Easley is a small city in Pickens County (with parts extending into Anderson County) in the State of South Carolina. It is a principal city of the Greenville�Mauldin�Easley Metropolitan Statistical Area. Most of the city lies in Pickens County, with only a very small portion of the city in Anderson County. The population was 19,993 at the 2010 census.Easley has been hosting the Big World Series for several years. The Upper South Carolina State Fair is located about 2 miles (3 km) east of Easley.

 

Simpsonville is a city in Greenville County, South Carolina, United States. It is part of the Greenville�Mauldin�Easley Metropolitan Statistical Area. The population was 18,244 at the 2010 census, and estimated at 19,056 in 2012. Simpsonville is part of the ""Golden Strip"", along with Mauldin and Fountain Inn, which is noted for having low unemployment due to a diversity of industries including . Simpsonville is home to Hillcrest High School. Simpsonville is also home to the 2008 Little Softball World Champions.

 

Hanahan is a city in Berkeley County, South Carolina, United States. The population was 12,937 at the 2000 census. The 2010 census puts the population at 17,997. Portions of the Naval Weapons Station Charleston, including the Naval Consolidated Brig Charleston, are located in Hanahan. As defined by the U.S. Office of Management and Budget, and used by the U.S. Census Bureau for statistical purposes only, Hanahan is included within the Charleston-North Charleston-Summerville metropolitan area and the Charleston-North Charleston Urbanized Area

 

Lexington is a town in and the county seat of Lexington County, South Carolina, United States, and is also the largest town in Lexington County. The population was 17,870 at the 2010 census. The U.S. Census Bureau estimated 2013 population is 19,576, a 9.5% population growth since the 2010 census, making it one of the fastest-growing towns in the United States.According to the Town's 2011 Comprehensive Annual Financial Report,[22] the top employers in the city are:

 

Conway is a city in Horry County, South Carolina. The population was 16,317 at the 2010 census. It is the county seat of Horry County and is part of the Myrtle Beach metropolitan area. It is the home of Coastal Carolina University.Numerous buildings and structures located in Conway are on the National Register of Historic Places. Among these is the City Hall building, reputedly designed by Robert Mills, architect of the Washington Monument. Since the completion of the Main Street USA project in the 1980s, Conway's downtown has been revitalized with shops and bistros. Highlighting the renovation of the downtown area is the Riverwalk, an area of fine dining which follows a stretch of the Waccamaw River that winds through Conway.Notable companies/employers located in the Conway area include:

 

West Columbia is a city in Lexington County, South Carolina, United States. The population was 14,988 at the 2010 census. It is part of the Columbia, South Carolina Metropolitan Statistical Area.

 

North Myrtle Beach is a coastal resort city in Horry County, South Carolina, United States. It was created in 1968 from four existing municipalities north of Myrtle Beach, and serves as one of the primary tourist towns along the Grand Strand. As of the 2010 census, the population was 13,752, with the Myrtle Beach-North Myrtle Beach-Conway combined statistical area population of 329,449.

 

Clemson is a city located in Pickens and Anderson counties in the U.S. state of South Carolina. It is a college town, home of the Clemson University campus. The population of the city was 13,905 at the 2010 census.Clemson is part of the Greenville-Spartanburg-Anderson, South Carolina Combined Statistical Area. Most of the city is in Pickens County, which is part of the Greenville-Mau"

 

"

thern Living, a ""Top 25 Small City Arts Destination"" by American Style, and a ""Top 50 Adventure Town"" by National Geographic Adventure.The proximity of the city to other fast-growing areas including Hilton Head Island and Bluffton as well as good access to Savannah, Georgia, the Savannah/Hilton Head International Airport, and a future container port to be built on the Savannah River make the city a desirable choice for residential and business development opportunity.

 

Gaffney is a city in and the county seat of Cherokee County, South Carolina, United States, in the tate region of South Carolina. Gaffney is known as the Peach Capital of South Carolina. The population was 12,414 at the 2010 census. It is the principal city of the Gaffney, South Carolina, Micropolitan Statistical Area (population 55,662 according to year 2012 estimates by the U.S. Census Bureau), an MSA which includes all of Cherokee County and which is further included in the greater Greenville-Spartanburg-Anderson, South Carolina Combined Statistical Area (population 1,384,996 according to year 2012 U.S. Census Bureau estimates).

 

Irmo is a town in Lexington and Richland counties, South Carolina, United States and a relatively affluent suburb of Columbia. It is part of the Columbia Metropolitan Statistical Area and is located 12 miles (19 km) northwest of the city center. The population of Irmo was 11,097 at the 2010 census.

 

Fort Mill, also known as Fort Mill Township, is a suburban town in both York County in the U.S. state of South Carolina, and a suburb of the city of Charlotte, North Carolina, and is near Rock Hill. Approximately 10,811 people live inside the town's corporate limits as of the 2010 Census with a total of 36,119 people residing within the entire urban area.Fort Mill township is home to notable businesses .

 

Port Royal is a town on Port Royal Island in Beaufort County, South Carolina, United States. Largely because of annexation of surrounding areas (including Parris Island), the population of Port Royal rose from 3,950 in 2000 to 10,678 in 2010, a 170% increase. As defined by the U.S. Census Bureau, Port Royal is included within the Hilton Head Island-Bluffton-Beaufort, SC Metropolitan Statistical Area. Port Royal is home to Marine Corps Recruit Depot Parris Island, and Naval Hospital Beaufort.

 

Forest Acres is a city in Richland County, South Carolina, United States. The population was 10,361 at the 2010 census. It is part of the Columbia, South Carolina, Metropolitan Statistical Area.

 

Newberry is a city in Newberry County, South Carolina, in the Piedmont 43 miles (69 km) northwest of Columbia. The charter was adopted in 1894. The population was 10,277 at the 2010 census. It is the county seat of Newberry County; at one time it was called Newberry Courthouse.Newberry became a city in 1976, but did not report the change to the Census Bureau for more than twenty-five years. As a result, the city was listed as a town in the 2000 census.

 

Georgetown is the third oldest city in the U.S. state of South Carolina and the county seat of Georgetown County, in the Lowcountry. Located on Winyah Bay at the couence of the Black, Great Pee Dee, Waccamaw, and Sampit rivers, Georgetown is the second largest seaport in South Carolina, handling over 960,000 tons of materials a year.

 

Laurens is a city in Laurens County, South Carolina, United States. The population was 9,139 at the 2010 census. It is the county seat of Laurens County.

 

Bennettsville is a city located in the U.S. state of South Carolina on the Great Pee Dee River. The county seat of Marlboro County, it has historic homes and buildings from the 19th and early 20th centuries. The Bennettsville Historic District has been listed on the National Register of Historic Places. According to the 2000 census, Bennettsville has a population of 9,425.The county is still largely rural, with limited job opportunities. The county seat serves as a trading center for the county.

 

The city of Lancaster /'l�?k?st?r/ is the county seat of Lancaster County, South Carolina located in the Charlotte Metropolitan Area. As of the United States Census of 2010, the city population was 10,160 while its urban population was 23,979. The city was named after the famous House of Lancaster. Locally, Lancaster is pronounced /'l�?k?st?r/ LANK-iss-t?r, rather than the usual American pronunciation /'l�nk�st?r/ LAN-kast-?r. The modern British pronunciation is LANG-kast-?r.

 

Clinton is a city in Laurens County, South Carolina, United States. The population was 8,490 at the 2010 census. It is part of the Greenville�Mauldin�Easley Metropolitan Statistical Area. Clinton is the home of Presbyterian College.

 

The city of Union is the county seat of Union County, South Carolina, United States. The population was 8,393 at the 2010 census. It is the principal city of the Union Micropolitan Statistical Area (population 28,961 according to 2010 Census), an (MSA) which includes all of Union County and which is further included in the greater Greenville-Spartanburg-Anderson, South Carolina Combined Statistical Area (population 1,266,995 according to the 2010 Census).

 

Moncks Corner is a town in and the county seat of Berkeley County, South Carolina, United States. The population was 7,885 at the 2010 census. As defined by the U.S. Census Bureau, Moncks Corner is included within the Charleston�North Charleston�Summerville Metropolitan Statistical Area. Street view of Moncks Corner, 1904

 

Seneca is a city in Oconee County, South Carolina, United States. The population was 8,102 at the 2010 census. It is the principal city of the Seneca Micropolitan Statistical Area (population 74,273 according to the year 2010 census), an (MSA) which includes all of Oconee County and which is further included in the greater Greenville-Spartanburg-Anderson, South Carolina Combined Statistical Area (population 1,266,995 according to the year 2010 census).The Democratic Vice-Presidential candidate for 2004, former United States Senator from North Carolina, John Edwards, was born in Seneca. The city is the current home of United States Senator Lindsey Graham. It was named for the nearby Cherokee town of Isunigu, known to the English as ""Seneca Town"".

 

Fountain Inn is a city in Greenville and Laurens counties in the U.S. state of South Carolina. The population was 6,017 at the 2000 census. It is part of the Greenville�Mauldin�Easley Metropolitan Statistical Area.

 

York /'j?rk/ is a city and county seat of York County, South Carolina, United States. The population was approximately 6,985 at the 2000 census and up to 7,736 at the 2010 census. York is located approximately 27 miles (43 km) southwest of Charlotte, North Carolina and 13 miles (21 km) west of Rock Hill, South Carolina.

 

Tega Cay is a planned city in York County, South Carolina, United States. The city is a suburb of Charlotte, North Carolina and Rock Hill, South Carolina. The population was recorded at 7,621 from the US 2010 census.The City of Tega Cay is located on a peninsula on Lake Wylie, which is twenty miles south of Uptown Charlotte and five miles north of Downtown Rock Hill. The name Tega Cay is Polynesian for �Beautiful Peninsula.�

 

Hartsville is a city in South Carolina and is the largest city in Darlington County. The population was 7,764 at the 2010 census. The current mayor is Mel Pennington.Hartsville is the home of Coker College.Hartsville is home to several major corporations . Robinson Nuclear Generating Station

 

Camden is a city in, and the county seat of, Kershaw County, South Carolina, United States. The population was 6,838 in the 2010 census. It is part of the Columbia, South Carolina, Metropolitan Statistical Area.

 

Marion is a city in Marion County, South Carolina, United States. The population was 7,042 at the 2000 census. It is the county seat of Marion County. It is named for Francis Marion, a Brigadier General from South Carolina in the American Revolutionary War.

 

Dillon is the county seat of Dillon County in eastern South Carolina. It was established on December 22, 1888. The name of the city and county comes from John W. Dillon, a key figure in bringing a railroad through the area. The population was 6,788 in the 2010 U.S. census. Todd Davis is the mayor of Dillon, which operates under the Council-manager form of municipal government.

 

Lake City is a city in Florence County, South Carolina, United States. The population was 6,478 at the 2000 census (8,728 total pop. of Lake City Urban Cluster). Located in central South Carolina, it is south of Florence and included as part of the Florence Metropolitan Statistical Area.Today, Lake City's economy is dominated by tobacco. It even has its own two-day festival in September. This was established in 1898, and has grown to become one of the two largest markets in South Carolina today. By 1932, the town also supported the largest bean market in the world.

 

Darlington is a small city in and the county seat of Darlington County, in the northeastern part of the U.S. state of South Carolina. It is a center for tobacco farming. The population was 6,289 at the 2010 census (12,066 total pop. of Darlington Urban Cluster in 2000) and is part of the Florence Metropolitan Statistical Area.Darlington, theorized to be named for the Revolutionary War Colonel Darlington, is known for its Darlington Oak and Spanish moss. Darlington County was named thus by an Act in March 1785.Darlington is best known for Darlington Raceway, a speedway that is home to the annual NASCAR Southern 500 race. Darlington is also the site of the National Motorsports Press Association (NMPA) Hall of Fame.

 

Cheraw (/t??'r??/ ch?-RAW, local /??'r??/ sh?-RAW) is a town on the Pee Dee River in Chesterfield County, South Carolina, United States. The population was 5,524 at the 2000 census and center of an urban cluster with a total population of 9,069. It has been nicknamed ""The Prettiest Town in Dixie."" The harbor tug USS Cheraw was named in the town's honor.

 

Chester is a small rural city in Chester County, South Carolina, United States. The population was 5,607 at the 2010 census. It is the county seat of Chester County.

 

Batesburg-Leesville is a town in Lexington and Saluda counties, South Carolina, United States. The population was 5,362 at the 2010 census. It is part of the Columbia, South Carolina Metropolitan Statistical Area.The top employer in Batesburg-Leesville is Lexington County School District Three with four different schools and a district office. The next is Union Switch & Signal, which has a 184,000 sq ft (17,100 m2) manufacturing facility.

 

Walterboro is a city in Colleton County, South Carolina, United States. The population was 5,398 at the 2010 census (10,064 total pop. of Walterboro Urban Cluster as of 2000). It is the county seat of Colleton County. Walterboro is located roughly 40 miles (65 km) west of Charleston and is located near the ACE Basin region in the Lowcountry.

 

Clover is a town in York County, South Carolina, United States located in the greater Charlotte, North Carolina, metropolitan area. As of 2010, the population was at 5,094 within the town limits. Clover is twinned with the Northern Irish town of Larne on County Antrim's East Coast.

 

Abbeville is a community in Abbeville County, South Carolina, United States, 86 miles (138 km) west of Columbia and 45 miles (72 km) south of Greenville. Its population was 5,237 at the 2010 census. It is the county seat of Abbeville County. Settled by French Huguenot settlers, it was named, along with the county, for the French town of the same name.Agriculture and forestry are important industries in the area. Crops that are grown in quantities are cotton, soybeans, corn oats, wheat, and peaches. Livestock and poultry are also raised in the area. Finally textiles are the chief manufactured product.

 

Central is a town in Pickens County, South Carolina, United States. Contrary to its name, it is not near the central area of South Carolina. It received its name from its geographic location, being the halfway or central point between Atlanta and Charlotte along the former Atlanta and Richmond Air-Line Railway line. The primary campus of Southern Wesleyan University is located east of the downtown area.Central's population was 5,159 at the 2010 census. The town is part of the Greenville�Mauldin�Easley metropolitan area. The population of the Town has grown rapidly since 2000 due mostly to the construction of apartment complexes for students attending nearby Clemson University as well as Southern Wesleyan, and Tri-County Technical College. Central shares educational facilities and transportation services with the adjacent city of Clemson.

 

Barnwell is a city in Barnwell County, South Carolina, United States, located along U.S. Route 278. The population was 4,750 at the 2010 census. It is the county seat of Barnwell County.

 

Edgefield is a town in Edgefield County, South Carolina, United States. The population was 4,750 at the 2010 census. It is the county seat of Edgefield County.Edgefield is part of the Augusta, Georgia metropolitan area.

 

Hollywood is a town in Charleston County, South Carolina, United States. The population was 3,946 at the 2000 census. As defined by the U.S. Office of Management and Budget, and used by the U.S. Census Bureau for statistical purposes only, Hollywood is included within the Charleston-North Charleston-Summerville metropolitan area and the Charleston-North Charleston Urbanized Area.

 

Mullins is a city in Marion County, South Carolina, in the United States. As of the 2000 census, the city population was 5,029. Incorporated on March 4, 1872, Mullins was named after Col. William S. Mullins, who served as a representative for Marion County in the South Carolina State Legislature from 1852 to 1866.

 

Travelers Rest, often abbreviated to T.R. is a city in Greenville County, South Carolina, United States. The population was 4,576 at the 2010 census. It is part of the Greenville�Mauldin�Easley Metropolitan Statistical Area. Travelers Rest is located between the Blue Ridge Mountains and Greenville, the primary city of The tate region. The campus of Furman University is located within the city limits of Travelers Rest, but the university retains a Greenville address based on ZIP code boundary. The name ""Travelers Rest"" came from the fact that it is situated almost directly against the border with the North Carolina mountains. Travelers would stop for a moment in the town before they began the difficult journey into the mountains. Travelers would often have to spend the winter there, waiting for the snow to clear in the mountains before continuing northward.

 

Walhalla is a mountain city in Oconee County, South Carolina, United States. It is located 16 miles (26 km) from Clemson University in Clemson, South Carolina and is also located in the Appalachian Mountains of South Carolina. The population was 3,801 at the 2000 census. It is the county seat of Oconee County. The current mayor of Walhalla is Danny Edwards.

 

Belton is a city in eastern Anderson County, South Carolina, United States. The population was 4,134 at the 2010 census.

 

Isle of Palms is a city in Charleston County, South Carolina, United States. As of the 2010 census, the population on the island was 4,133. Isle of Palms is a barrier island on the South Carolina coast. As defined by the U.S. Office of Management and Budget, and used by the U.S. Census Bureau for statistical purposes only, Isle of Palms is included within the Charleston-North Charleston-Summerville metropolitan area and the Charleston-North Charleston Urbanized Area. The town lies along a narrow strip of land, hugging the beach, separated from the mainland by the Intracoastal Waterway. It is an affluent community of both vacation home owners and year-round residents, with large beachfront homes, resorts, and local restaurants. Beach volleyball is popular in the summer, and the """" club hosts several tournaments throughout the year.

 

Manning is a city in South Carolina and the county seat of Clarendon County in the Southeastern United States, located in the center of the county, just to the east of Interstate 95 and at the intersection of U.S. 301 and U.S. 521. The population was estimated to be 4,000 as of 2013, down 2% from its 4,025 population as of the 2000 census. It was named after South Carolina governor John Laurence Manning.

 

Woodruff is a city in Spartanburg County, South Carolina, located in the ""tate"" area. The population was 4,090 at the 2010 census.

 

Ridgeland is a town in Jasper County, South Carolina, United States. The population was 4,036 at the 2010 census, a 60% increase from 2000. It has been the county seat of Jasper County since its formation in 1912. As defined by the U.S. Census Bureau, Ridgeland is included within the Hilton Head Island-Bluffton-Beaufort, SC Metropolitan Statistical Area. Ridgeland is home the Ridgeland Correctional Institution, a medium security prison with the South Carolina Department of Corrections.

 

"

 

South Carolina

 

The American Truck Association
mentions that there are about
195,000 truck drivers with truck
companies and
250,000 private providers trucking
firms accredited to
operate in the United States that carried,
according to their newest searchings for billions of
products, materials and
fundamental products .
There are a number of usual
carriers either going solo or in
groups on our nation
roadways transporting these
crucial products to our
stores, manufacturingplants and harbors.

Also freight bill factoring
companies benefit
several of them and offer their
accounts receivablesfinancing facilities
nationallyincluding
including the following states.

: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho State, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming

 

South Carolina's manufacturing industries have historically depended on the state's agricultural products as well as on water power. For example, the huge textile and clothing industries, centered in the Piedmont, are based on that region's cotton crop; lumbering and related enterprises (such as the manufacture of pulp and paper) rely on the c.12.5 million acres (5 million hectares) of forestland that cover the state�the longleaf and loblolly pine are prevalent. Other leading manufactures are chemicals, machinery, and automobiles. South Carolina's mineral resources have been of minor importance in the state's economy; except for some gold, most are nonmetallic�cement, stone, clays, and sand and gravel. In agriculture, tobacco and soybeans now rival cotton as South Carolina's chief crops. Broiler chickens and cattle are economically important, and peanuts, pecans, sweet potatoes, and peaches are grown in abundance. Fishing is a major commercial enterprise; the chief catches are blue crabs and shrimp. Military bases and nuclear facilities are important to the economy, and the tourist industry today ranks as the state's chief source of income.

 

 

 

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If you're like most drivers, you're looking for a better company in trucking that might be offering the best jobs in terms of pay, freight, and hometime ' not to mention benefits or a sign on bonus. We've got all of our clients listed based on the states where they're hiring, so you can quickly find the best job in your home state. You'll see the very best nationwide trucking companies that have positions available.

 

If you're like most drivers, you're looking for a better company in trucking that might be offering the best jobs in terms of pay, freight, and hometime ' not to mention benefits or a sign on bonus. We've got all of our clients listed based on the states where they're hiring, so you can quickly find the best job in your home state. You'll see the very best nationwide trucking companies that have positions available.

 

Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

Click below to find Trucking Companies in the United States:

Trucking Companies serving to/from points within the United States,
categorized by services offered. United States Trucking
Companies will be listed under all categories in which they provide specified Trucking Services.
To find companies offering specific Trucking Services in the United States, click on the list of services below.

Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

Click below to find Trucking Companies in the United States:

Trucking Companies serving to/from points within the United States,
categorized by services offered. United States Trucking
Companies will be listed under all categories in which they provide specified Trucking Services.
To find companies offering specific Trucking Services in the United States, click on the list of services below.

 

"

Nichols Truck & Haul have been operating their business since the mid 1980s. For more than twenty years they've been delivering goods for most major industries in the nation, with business booming as they traversed the country, in all kinds of weather, for all kinds of clients. During the boom times from 2002 to 2007 Nichols Truck & Haul was the mastermind of a top-rated accounts receivable in the trucking industry. Few customers were ever late on bills and those clients who were, were sure to turn in their late payments within a reasonable amount of time. The money was flowing, and times were great.But a short year later, in the fall of 2008, when the United States economy took a nosedive and businesses both small and large began to feel the pinch on their pocketbooks, those that used to make their demands had suddenly and largely gone silent. Business slowed down. Worse still, it was noticed by Nichols in early 2008 that even though most of their loyal customers were on time with their payments, there were a few late bloomers who were starting to spread the disease. And as spring turmed to summer and summer into the early days of fall, Jim Hunt, CEO of Nichols felt a chill go down his spine whenever he would look at the weekly A/R reports. The numbers of clients who owed him back debt were growing.He had already been to the administrators to ask what the actual problem was. Were they doing things different, or wrong, when it came to collecting overdue accounts? By his bookkeepers records, this wasn't the case. He thought perhaps that he was losing clients to a competitor who offered rock-bottom prices with little to no guarantee of quality performance, and that the folks who owed Nichols money had jumped ship and decided to leave him holding the bag.

 

. They could not afford to pay him their debt, but they could afford a lesser service, maybe. So he did the necessary research and, after discussions with friends in the same field, he realised that no, his customers hadn't gone anywhere else. The had just gone!.To Jim Hunt the situation looked desperate. Jim was very concerned, because there were constant overheads, goods to ship, employees to pay, and trucks which needed to be maintained, but there just wasn't the money coming back into the business. After work he would confide in his wife, Suzanne, and neither were unable to stop the constant worry over the lack of funds.""I have a bad feeling, Lin,"" he would say with deep woe.""What could you do differently?"" she would ask.Jim would stare off for a moment and then close eyes. He could see the fleet of trucks he had purchased over the years. He could see them traveling, bringing goods to all of his clients. But somewhere, a haze would form over his fleet and the vast number of vehicles would disappear to but a few. What on earth was happening to create the death of his business?""I know what it is,"" said Jim. ""I've relied too long on the profits I receive from invoices alone. I've let too many of our customers go too long without paying on their bills."" Linda could only grab her husband's hand and look at him lovingly, ""it is a hard economy. It might be awhile until things get settled up.

 

""Jim knew his wife meant well, but he knew that he was responsible for too many people to sit idly by, waiting for the sun to peak over the clouds.The following day Jim walked into his office with a spring in his step, determined to call each and every client who owed money to Nichols Truck & Haul. Now, it wasn't the most efficient way to spend a day as a chief executive, what he really needed to be doing was to be overseeing all of the other intricacies of shipment and delivery and reaching out to prospective clients or retraining his sales team to do the same. But, he felt like he was doing something proactive to help his business, even though he had staff on salary to do just that thing. Wasting money, wasting time - even with the best of intentions, Jim knew that he was in trouble.

 

After a half day of contacting debtors in vain - they dodged his calls or promised to call back at worst or made minimal interest-only payments at best - he was about to throw in the towel when his secretary Eleanorerley knocked at his door.

 

""Jim, can I have a word?"" she asked standing in the doorway.

 

""Of course Eleanor, please come in."" Jim leaned back in his chair and looked expectantly at Eleanorerely.""Well, I did a little searching this afternoon and tried to figure out a way out of this mess Jim."" She opened up a folder she had been carrying and pulled out a small wad of papers, placing them on the desk in front of him.""Have you ever heard of factoring?"" Eleanorerley asked.""It does sound vaguely familiar. What is it?"" he said.She began, ""Well, it is really very simple. Basically, factoring invoices means that we would get paid immediately for the loads we haul.""Jim interrupted ""Immediately?"".""Immediately, yes"" she added, ""it is actually very simple. We can have an expert account manager review our numbers and help us complete a company profile. Included in the profile would be the investigation of our accounts receivable aging reports, our current customers' credit limits etc.. In addition, factoring will assist in determining our customers' creditworthiness, independent from their credit relationship with our company. It�s a broad view.""Jim replied cautiously ""I see - and what happens then?""Well, after their review, and we�re approved for a factoring contract, we can negotiate terms and conditions. There�s a lot of flexibility depending on the business volume and credit histories. The company will advise us the cost to purchase factoring for our company's accounts receivable. We come to an agreement and the funding starts pouring out.�Jim was still a little concerned. He leaned forward in his chair and studied the paperwork very closely.""I do not know, Eleanor - it just sounds too good to be true"", Jim said quietly.""Now, now, I know, I thought the same thing. But really, they have guaranteed us experts that do all the legwork, which would free us up here to focus on our clients in good standing and marketing, all that good stuff. And they're flexible Jim,"" she drew a circle around a paragraph on the document before him.""How flexible?"" he asked.""It seems that they personalize their factoring charges so that the amount they're prepared to work with is commensurate with our client's debt and our needs. Apparently they can figure this all out in two to four days.

 

""It does all sound pretty good, remembering that we are all tapped out now with loans from the bank last year to repair vehicles, and we all know just how tight money is. We need to keep business rolling as normal and every day we�re going unpaid, we�re closer to facing some serious problems in both the short and long term,"" said Jim.Jim took in a long slow breath, then looked at his secretary with something like hope in his eyes.""Exactly�. This could very well be the answer to resolving the problems we are having with these clients who still owe us money.""Jim took a moment to think about this solution, and agreed with his secretary. The clients who owed them money were long standing friends and professional resources of Nichols. Jim wasn't prepared to lose these relationships just because they were having financial issues at the moment. He was well aware that the economy was in a bad way and that it might be quite a while before things started picking up. That unknown amount of time could create a disaster situation for both of them if he wasn't careful in how these debtors were handled. Of course he did not want to lose any more money, but he did not want to lose business either.""Well, let me think about this tonight Eleanor, thank you."" Eleanor nodded, stood up and left the office feeling that she had helped her employer keep on his shirt and hers too.Jim stayed at his desk for a long time, looking over the details they hadn't discussed during their meeting. What other issues could freight factoring help Nichols with? Running his pencil down the sheet, he noted that the freight factoring company could assist with fuel costs, fuel advances, and fuel discount cards. Jim was surprised: it said that his company could get up to fifty percent cash advances on load pickups. Jim was a typical business man: he despised binding contracts that did not allow room to breathe, so he was pleasantly surprised to see that the factoring company did not require a long term contract, that there was no minimum volume required, and that there were no sign-up fees.""Well, I'll have to tell Tyrone about this,"" muttered Jim to himself.His son-in-law Tyrone had liked the idea of Nichols so much and revered his father in law for having such business acumen that only two years before, he had gathered the venture capital to begin his own transportation service company. At that time Jim knew the struggles Tyrone would face, but he still encouraged him to follow his dream. With the economy the way it was, if an established company such as Nichols was struggling then the little guys, like Tyrone, were going to be in even more trouble.

 

But, maybe the answer for both of them was in freight factoring, and Jim was going to find out very soon.A few short months later, after completing the application process, having the legal experts review his credit history, accounts receivable, and statements, finally Jim was beginning to find his way out of the hole his debtors had created for him.They took on reasonable factoring purchase contracts and stopped spending their precious man hours scrambling to collect debt. They used that time to refocus their efforts in being competitive in new territories. Jim looked back on the dismal months of life before freight factoring and almost shuddered at the thought. If Jim hadn't discovered freight factoring at just the right time, his business may not be operating today.

 

"

 

 

 

More Trucking Factoring Companies Story Articles

The Future of a Trucking Company, and Factoring The phone was ringing on his desk, and Pedro Duncan just sat there letting it ring. His morning coffee cooled and his cigarette smoked away in the tray: Pedro is thinking, and pondering the biggest decision he's ever had to make for his trucking business. Duncan Trucking Company had reached a turning point and he now had to make a decision as to whether he should sign up with a factoring company, and indeed if this would be a good or regrettable decision for his business.

 

More than forty years ago Pedro's father had started this business working as an owner-operator and eventually growing Duncan Trucking Company into a fifteen trailer fleet. Yes, they had survived some very difficult times when it appeared like they might go under, and even Pedro's mother had jumped into the cab at times to make hauls. His father had lived long enough to witness the price of hires drop during the recession and watch the eruption of fuel prices afterwards. Now the company was solely in Pedro�s hands and he wanted to live to see it in better shape for his sons.

 

To move Duncan Trucking Company ahead into the future, he needed a steady cash flow but there was just not enough money to go around. He had employees to pay. They all have families and the usual household bills. A few of the refrigerated trailers really needed some maintenance, and in order to stay competitive he really wanted to invest in specialized haulers to meet the increasing requests for loads of agricultural and energy equipment. He knew that turning down these requests made Duncan Trucking look inefficient and weak in what was currently a strong market.

 

He knew what his father would have said - 'wait, take your time before adding new technology'. Pedro chuckled, thinking about his father. He remembered when his father was totally against installing GPS units in the cabs. He would say, �Why do you need the voice of some woman to tell you to get off at an exit that has been the same exit that has been there for years?� He smiled to himself as he remembered his father poking fun at the other drivers who switched to automatic, even though automatic was quite obviously more efficient (though less manly). His father days were long gone and technology was actually an important improvement for the business such as having Qualcomm to cut down on fruitless time communicating on the phone for bills of lading.

 

Pedro believed a successful man is always thinking of his next step. How would he take Duncan Trucking to the next level? More importantly, how could he afford it? Funding was all tied up in the mortgage for the office and garage and in the fuel bills. Thankfully he'd just finished paying off the bank loan for the installation of satellite radio in the trucks.

 

He wondered about factoring - was this the answer for him? If he was being honest, he did not really understand how it all worked. It sounded a lot like ninth grade algebra which just didn�t feel like it belonged as part of the trucking business. Factoring companies buy your invoices and manage your accounts receivable for a certain percentage of the invoiced amount. The factoring company gives the trucking business its payment right away which allows the business to have continuous cash flow so it can pay employees, buy fuel, and make repairs for upcoming hauls. Without the assistance of factoring, you have to wait for customers to send you the payment which is often 30 days late. During those thirty days the trucking company cannot pay its employees and bills with invoices.

 

Pedro had to really consider what his next step was going to be. He had heard of companies charging for same day money transfers, advancing a percentage of the money owed to your business, while the rest is held in a private account if the bill wasn't paid within sixty or more days. Plus it was worse still if the customer didn�t pay up at all because then the factoring company would take it right out of the money supposed to be coming to you! Through the grapevine, he�d also heard about how some companies suddenly slipped you onto a sliding scale of percentages even if you had already signed a lengthy contract for maybe 3% or 7% so there you are with 10% coming as a cost to you out of the freight bill. His colleague, Ronnie, who owned a trucking company in Missouri, was nearly destroyed by a factoring company who charged him the full freight bill on top of the fees for factoring. He knew he would have to be very careful if he was to avoid any of these shady companies?

 

However, it all turned out to be very simple. All the factoring companies he researched were open about their business practices and very friendly on the phone when he called. Their customer service actually knew things about their company and spoke in nice clear English so he could understand what was being explained. He didn�t mind signing an exclusive contract. In fact, he was quite pleased with the idea of a long-term contract because he knew this was a one-off and he would not have to keep going back and forth to different companies. Nobody charged him for credit checks and they offered him a fuel advance on the pick-up of the load. In fact there were a few companies who offered him a non-recourse factoring program, and this was exactly what he had been hoping for. He was more than happy with the figures he was offered in percentage terms on the freight bills. It sounded like a great scheme to him.

 

It was really refreshing dealing with the factoring people. They were more personable than those loan managers at the bank. He was relieved to note that the factoring companies understood the trucking business and discussed business with him like a respected client, not like someone looking for a handout. The factoring companies didn�t worry over his credit and the debt troubles his father had had in the past of the company. All the factoring company was interest in was the credit of his customers and on their reliability: this worked great for Pedro because he and his father had created a very strong and loyal list of clientele over the years. So he knew they would understand when the factoring company contacted them for the invoices. His clients wouldn�t think poorly of Duncan Trucking and the factoring companies appeared capable of handling the accounts receivable in the same polite manner that his father had used over the years.

 

Pedro stepped out of his office to let his secretary know to expect the arrival of the factoring contract shortly. There was a new bounce is his step now: he knew instinctively that this new step would raise the future of his company to a new and higher level, and that all the stress from the past could now be put behind him. With the capabilities of this new cash flow, Pedro could actually expand Duncan Trucking Company further across the country and perhaps even go international into Canada. His heart felt full knowing his sons wouldn�t have to worry about money because of the right decisions he had made for their trucking business.

 

 

 

 

 

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Trucking Factoring  Articles

"

�So It is not a loan?� asked Neil Spencer, reclining back into his chair and crossing his legs. The woman who sat across the desk smiled and shook her head.�Not quite,� she stated.Neil Spencer owned a small trucking company, and his business had recently fallen on difficult times. Trucking could be a profitable business, and for a little under a decade, it had been for Frederick. His company was called Hawkins Trucking, named after both of his grandfathers, Dwayne and Mathew. Both of these men had been very hardworking and had set a great example for Frederick.Six months ago disaster struck Frederick's business when two out of his fleet of fifteen trucks were taken off the road.

 

One was a roll-over and ended up in the trucking graveyard: the other was involved in a serious and costly accident. Neil depended on his full fleet, and missing two trucks was devastating . Furthermore, buying a whole new truck and fixing the other simply took more cash than Neil had on hand.A big problem a lot of trucking companies came across was how bills were paid in the industry. You could go a month or more before bills were completely paid off. In the long run, this wasn�t an issue, but if problems arose, you could find yourself in trouble.Neil wasn�t a bad owner, and he hadn�t messed up. Certain events had occurred that he could not possibly have predicted, and now he had to find a way to protect his business and prevent it from ultimate devastation.And that's why he found himself across the desk from this woman. Her name was Audrey and she worked for a factoring company. Neil had come across her company as he sat in his office late one night, pouring over the internet for some solution to his problem long after his employees had gone home.Audrey explained. �it is really not a loan at all: we actually buy your accounts receivable. we are not giving you finance to be repaid later: we are purchasing something from you, and when you can you can buy it back. This is a win-win situation: we are protected from a total loss, and you're protected from the ridiculous fees and charges you'd have to pay if you borrowed from a bank.Neil nodded. It sounded good to him, almost too good.Audrey laughed. �You look like you don�t believe me,� she said.�Oh no, I do: it just sounds too good to be true. I thought I was going to lose my company.�Audrey nodded. �Yes, we get a lot of that. There's no way we want to see you lose your business. You work hard, you�ve put everything you can into it. We all need help sometimes. That's why we do what we do.""Well, I'm very grateful that you came to see me today.""No problem - I'm just down the road. We normally do it all online but I was happy to come and visit you today,� said Audrey with a smile. �Let's work out a solution to your problem.�And with that they set about making a profile.

 

Neil completed the form, with Audrey offering advice as needed.

 

The completed profile gave Audrey and her company all the information they needed on Frederick's business, and with this information they would determine if this business would in fact be suitable for Factoring. Unfortunately, not all companies are. Some businesses are beyond the help of a Factoring company, while other businesses weren't in enough financial stress to warrant it. As Neil completed his form, Audrey listened to his story and she felt quite sure he would be the ideal candidate for Factoring.When the form was done Audrey took it and slid it into her briefcase. She then stood, reached across the desk and shook Frederick�s hand. He also stood up, and they smiled at each other. Neil walked Audrey to the door where they said 'Goodbye', then he went back into his office.All his staff members were there, all seven who worked in his office. Sitting behind his desk once more he could hear the familiar sounds of his office workers going about their daily business.He leaned back and closed his eyes. He had felt so helpless lately, was sure the whole thing was collapsing, and would take him with it. But now, after speaking to Audrey and learning all about Factoring, he felt such a huge relief, like someone had just lifted a huge weight off his shoulders. He relaxed into his chair, running his hand through his thick black hair with its telling streaks of grey.All those long, sleepless nights. The sudden panic attacks, not matter where he was. Already he could feel all the stress start to drain away. He wasn�t out of the woods yet, there was still a lot of work to be done, but he could feel it. He was there, he was on the right path, and he was working to make things right.Neil couldn�t help but think back to when he had first started the business. At twenty-two and straight out of school he had opened a restaurant. It had been really successful. Offering home cooking in his own hometown, his business had really prospered.But it wasn't what he really wanted to do. His passion didn�t lie with the food industry. He thought about it for a long time, then decided it was time to sell his restaurant. He took six months off, and during that time he decided to create Hawkins Trucking. So he did it. Once again he built a company from the ground up. He had been successful.Then disaster! The two trucks went down and suddenly his success wasn't looking so guaranteed. He was nearing fifty. He didn�t think he had it in him, to save this company. But giving up wasn't part of his personality either.

 

The idea of cutting his losses, shutting down, laying off his workers, it actually made him sick some nights. He did not want to quit - both for himself and for his staff members.And now, because of factoring, he was sure he wouldn�t have to. Frederick's eyes opened, he sat forward in his chair and turned on his computer. He had lots to do. There would be plenty of time later to be thankful, but for now it was time to get back to work.

 

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More Trucking Factoring Company Story Articles

Precisely why Trucking Agencies Employ Factoring Firms.

 

As the operator of your own business enterprise, you may be much more than knowledgeable already of the difficulty in making certain that capital issues do not become a problem down the line. Anyway, the worst thing that can possibly happen for your establishment is to find yourself involved in a long and perplexing situation that leaves you forever trying to find the funds you necessitate on an continuous basis.

 

For virtually any enterprise in this scenario, the complication can come for waiting for work to lapse and actually be provided into your balance. Invoices, checks, and the like could take some time to actually to beprocessed which can easily leave you with short-term capital troubles. Luckily, there are alternatives out there for companies to examine-- and among these is factoring companies.

 

Factoring companies will, in exchange for your statements, provide you with the cash right away to ensure that you do not need to stress over the lingering time frame that could make paying out the expenses and obtaining toolsmore challenging. With this kind of system, invoice factoring can come to be extremely valuable for a lot of companies who need to get out of a cash lure which they have discovered themselves in.

 

Due to the fact that, depending upon the size of the job, it can take up to 60 days for many enterprises to get compensated then it is necessary to take care of your own back and definitely not leave yourself funds short to settle the costs. After all, how many business enterprises have two months cash flow just occupying there to cover all their overheads till they get paid?

 

This is most notably correct of truck companies. They often deal with good deals of invoices which means a notable volume of collection time entails business owner themselves. Seeking to get paid promptly can develop into an extraordinary headache and this is precisely why you make use of truck factoring companies who are thrilled to help out truckers particularly.

 

As all of us determine, trucking is an exceptionally enormous business with many agencies out there employing hundreds of operators. However, numerous of these drivers end up in finances predicaments since they are still expecting work from six weeks in the past to actually pay them. When this is the situation for a trucking agency, choosing factoring agencies for assistance might be the most suitable alternative left.

 

This implies that a trucking firm can pay the paychecks of the personnel, keep all the vehicles refilled with gas and continue to go up, rise and expand without constantly waiting for the cash which is taking too long to come in. Trucking Business enterprises operating without a factoring program used are leaving themselves at substantial risk, as contenders cash out quickly and carry on to develop.

 

There's honestly almost nothing to be troubled about when it comes to making use of a Factoring establishment-- they are not like a financial institution or a person who is going to leave you with a huge mass of debt to repay. You give them authentic invoices from work you have already finished , you are simply accelerating the payment process.

 

In the United States, where trucking enterprises prosper, factoring providers are not considered borrowing in any capacity. This confidential contract then enables both groups to make money and delight in a comfortable future-- it gives the factoring firm a warranted asset of money to include in the list and it furnishes the trucking company the needed cash that they worked hard to generate.

 

The trucking company bestows their invoices to the factoring enterprise. The trucking factoring company then take the payments from the trucking company's customers. Factoring has beenaround for centuries and has been utilized for decades by lots of diverse fields-- but none more so than truckers. While you may miss out on a small part of the money, something like 1-3 % depending upon who you team up with, it implies that you are receiving the funds today and can actually begin putting the resources to work.

 

After all, an IOU or an invoice is not actually going to finance expenses, is it? For trucking enterprises when the cash can be really good one day and gone the next, it is up to the drivers to work smartly and to make sure they are leaving themselves with a substantial amount of time and money to get through the week until they are compensated once again.

 

So the next period your trucking establishment is enduring some short-term cash flow concerns and you are spending too much time chasing slowly paying clienteles, why not begin thinking of making use of a factoring companies as a method to get your money and give yourself a more comfortable future in the eyes of your trucking staff and your bank difference?

 

 

 

 

 

 

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Traditional Bank Loans

 

Bank loans are an extremely traditional way for a business to get financing. These loans can be a life-saver, but they're not always available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. Plus, the amount you apply for through the bank is the actual amount that you are going to receive. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not offer loans, and you do not go into debt when you get money from a Trucking Factoring company. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of finance you can receive will be based on the amount you have earned and the accounts receivable you are prepared to sell. Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

What Are The Benefits Of A Trucking Factoring Company Versus A Traditional Bank Loan?

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. There is no debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. One of the main benefits of this kind of financing is that your business credit rating and your personal credit rating will not be affected. Should the unforeseeable happen and your business fails, you will not have to worry about anyone coming after your personal as well as your business assets to pay off a loan. The debt goes onto your credit report with a bank loan, with only one missed payment adversely affecting your business credit: it would also affect your ability to secure insurance, and may reflect on your personal credit rating as well.

 

2. There's no collateral required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. You'll receive the money faster. Using a Trucking Factoring company means that you'll get the finance quicker. Once the Trucking Factoring company assures itself that the customers in your accounts receivable are likely to pay their debt, the money is usually in the account within 24 hours. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.Interest is Paid Up Front. With a bank loan interest continues to build, and this has to be paid the whole time you have a business loan; however with a Trucking Factoring company there is no interest - they take it right off the top by deducting it from the total amount of receivable accounts. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see from the above, there are some great benefits to financing through a Trucking Factoring company, and not through a traditional bank loan. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

Another bonus is that, because the Trucking Factoring company has evaluated the quality of your customers' credit before buying the accounts receivable, you learn valuable information regarding your customers, like which ones are likely to pay, and which ones are less likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

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